Learn how UK money actually works. Practise it without real risk.
A hands-on guide to money. Make choices, see what happens, and build confidence — without risking real money.
Learn by doingUK-focusedNo real money
Start with the basics, then try real-life money decisions in a safe simulation.
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Earn & budget
Understand take-home pay and plan spending.
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Save & borrow
Explore savings, ISAs, pensions and credit.
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Invest & trade
Practise long-term investing and day trading.
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See consequences
Learn from decisions, not just definitions.
Choose your starting point
What will I do inside BasePay?
You will work through short scenarios, choose what to do, see the consequences, then try the idea in a simulator. You can explore pay, budgeting, saving, credit, investing, trading and property. Everything uses simulated money and simplified examples; it is not financial advice.
This is an educational simulation. Figures are illustrative and simplified for teaching, not financial advice, and may not reflect the current tax year. Check GOV.UK, MoneyHelper, or a qualified adviser for current numbers and personal guidance.